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At Michael Jones Independent Financial Services Ltd we offer a whole of market, independent mortgage service.

This means that we source your mortgage requirements from the market, to find the best one to suit your needs.

Whether you are first time buyers, re mortgagers or self employed, we will be able to help you find a mortgage.

We can help you find a suitable buy to let mortgage if you are considering investing in property. We can also advise you on commercial mortgages for your business, and have access through our network Lighthouse Advisory Services Limited to a specialist in commercial borrowing.

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage

Because we operate on a whole of market independent basis, we offer our services on a fee basis but this may be offset if the provider makes a commission payment. You will be given the choice of how we are remunerated for our services at the start of our discussions, but a typical fee for a standard mortgage application would be �1000, which would be offset against any commission we would receive from the lender.

For example, if a lender paid us a commission of �500, the fee charged to you would be the balance of �500.

Each case is evaluated individually, and so fees would vary accordingly.

Business Buy to Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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